Study Now, Pay Later
Study Now, Pay Later Loan with GGives
Pay for your MMDC tuition and other school fees in affordable monthly installments with the Study Now, Pay Later Loan Program, powered by GCash’s GGives.
What is the Study Now, Pay Later Program?
This program is designed to help working students and parents who need financial support for college education. With GGives, you can pay your tuition upfront and repay it over 6 to 15 months, depending on your approved credit limit.
To qualify as a Loan Applicant, you must:
- Be a Filipino citizen, at least 21 years old
- Have a fully verified GCash account
- Provide a valid government-issued ID and proof of income
- Not have an active GGives loan
Note: Only one application per GCash user and one per student is allowed. Eligibility is subject to the review and approval of the GCash and Fuse Lending team.
The student must:
- Be an incoming student or a re-enrollee at Mapúa Malayan Digital College
- Be a Filipino citizen, at least 18 years old
Students who are financially independent may apply as the Loan Applicant themselves.
You can use the loan to pay up to 100% of tuition, miscellaneous, and other school fees directly to MMDC.
- This is a one-time use loan.
- The approved amount may be lower than your requested amount.
- Payment must be made through GCash Pay Bills, using GGives as the payment method.
Your monthly installment will depend on the loan amount, your chosen repayment period, and the approved interest rate. Below are sample computations to give you an idea of what your monthly payments might look like. Actual amounts may vary based on your approved credit limit and loan terms.
- The loan is valid for MMDC tuition only.
- Offer expires on September 15, 2025, unless otherwise indicated. Expiration date of offer can be viewed on the GGives dashboard of approved applicants.
- Loan details and validity can be viewed in the GGives dashboard in the GCash app.
- Repayment begins one month after the tuition is paid via GGives.
- Applicants for the loan program must be officially enrolled at MMDC. Officially enrolled means the student has paid at least the minimum initial down payment of 20%.
Applicants must prepare the the following details:
- Student’s year level and course
- Terms with outstanding balance
- Total tuition amount needed
The following documents are also required for submission upon application:
- Student’s ID*
- Most recent Certificate of Assessment, Certificate of Outstanding Balance, or Certificate of Matriculation from MMDC**
- Loan applicant’s valid government ID
- Loan applicant’s updated proof of income (within 3 months)
- (Optional) Student’s most recent report card
*Submit your most recent Student ID. If you are already officially enrolled, you may request an MMDC Student ID.
**These documents can only be requested once the student is officially enrolled, which requires a minimum initial payment of 20% of the total fees.
How to Apply
Fill out the Application Form completely and accurately. (No edits after submission)
Wait for review from the GCash and Fuse team. Please note that there is no guaranteed approval for any applicant for the Study Now Pay Later Loan Program.
You will receive a notification via official GCash channels once your loan is approved.
If approved, activate GGives by tapping Borrow > GGives in the GCash app.
How to Pay using GGives
Open the GCash app and tap on "Bills"
Choose "Schools"
Select "(MMDC) MAPUA MALAYAN DIGITAL COLLEGE"
Enter the necessary details and the amount to pay.
Select GGives as your payment method.
Choose your preferred installment plan.
View and agree to the disclosure statement.
You're all set!